Posterity works with financial decisions that are expected to matter over long periods of time.
This includes decisions around protection, retirement income, and long-term financial responsibility — where the goal is not activity or optimization, but choices that continue to make sense as life changes.
In some cases, that work involves reviewing and refining what already exists.
In others, it means starting with a clean slate.
Either way, the focus is the same:
making sure decisions made today remain workable years from now.
Our services typically involve:
clarifying which decisions require attention, and which do not
evaluating existing structures for durability, coherence, and dependence
designing income and protection strategies intended to reduce future revision
remaining available as decisions age and circumstances evolve
This work is deliberate by design.
It is for people who value clarity, restraint, and decisions that hold up over time.
Protection that reflects real life, not generic formulas
Life insurance isn’t about checking a box. It’s about making sure the people who depend on you aren’t left scrambling if something happens.
We help you figure out:
What actually needs to be protected
For how long
And what kind of coverage fits your situation
When something is missing, we help put the right policies in place — not more than you need, and not less than what matters.
Turning savings into income you can actually rely on
Saving is only half the equation. The harder part is knowing how your money will support you once work slows down or stops.
We help people think through:
How money should show up month to month
How long it needs to last
And how to avoid depending on perfect timing or guesswork
This often includes tools designed to provide steadier income, especially for people who want fewer surprises later on.
A paycheck you can’t outlive (when you want more certainty)
Some people don’t want retirement to depend on perfect timing or constant market watching. They want a portion of their income to be steady—month after month—so the basics are covered no matter what happens.
When that’s the right fit, we help you:
Decide what expenses should be “always covered”
Choose how much income you want to lock in
Set it up in a way that still fits the rest of your life
This isn’t for everyone. But for the right person, it can remove a lot of stress.
Long-term flexibility, when it fits
Some people want protection and access to money later on, all in one place.
When that makes sense, we help set these policies up carefully — with clear expectations and realistic use — so they support long-term goals instead of becoming a disappointment.
This option isn’t for everyone, and we only use it when it fits the bigger picture.
Help navigating healthcare decisions as you age
Healthcare choices can be confusing and expensive if handled the wrong way.
We help people understand their options and choose coverage that works alongside their retirement plans, so medical costs don’t become an unexpected burden later.
Taking care of the details so your family doesn’t have to
End-of-life costs are rarely planned for, and they often fall on family members during an already difficult time.
Final expense coverage is designed to handle things like funeral and related costs, so loved ones aren’t left scrambling or paying out of pocket.
We help you:
Decide whether this makes sense for your situation
Choose an amount that’s appropriate
Put something simple in place that does its job
This is about removing a burden — not creating a complicated plan.
Posterity operates independently so decisions can be made without being constrained by a single company, product lineup, or internal target.
That structure allows us to look across options, assess what actually fits the situation, and put decisions in place based on how they are expected to hold up over time — not on what is promoted or convenient.
In practice, that means:
options are evaluated for usefulness and durability, not placement pressure
decisions are shaped around your circumstances, not external incentives
adjustments can be made as life changes, without forcing a restart
The point is not transaction efficiency.
It is continuity — decisions made with enough perspective that they don’t need to be undone later.
Helping people make clear decisions around protection and retirement—without pressure, and without guesswork.
